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There is no use dwelling on your misfortune. The soonest you can, get both of your feet back on the ground, touch it, stay on it, and come to terms with reality.

When hardship strikes, it always comes with a load of emotions. One may wallow in self-pity, or anger or denial. It is not that easy to console someone who is about to lose his home, unless you’ve been there yourself.

It’s not healthy either to suppress those feelings. One probably needs a good cry - find a good outlet for what’s boiling inside of you. Give it time to sink in, feel the pain.

But, as life has always taught us, when the dust settles, and you can see clearly, you need to stand up and face your problem. How? Ask those who have been in the same situation. Find consolation from family and friends.  Seek advice from professionals. And make sure you get your facts straight.

Whether your hardship just began, or whether you have already lost your home, if you don’t act now and resolve to move forward, when will you do it? You will always regret not acting on it yesterday. So don’t let today become a regretful yesterday. Instead, let today’s troubles be your springboard to a better tomorrow.

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A short sale is a long process. Does that sound contradictory? Not really. “Short” refers to a sale where the amount owed is less than the value of the home – hence, the sale proceeds are “short” to cover the mortgage. “Long” refers to the length of time involved in getting the short sale approved by the lender...

   
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