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Instructions
Enter only numerical data and decimal points. Do not use dollar signs, percent signs, commas or other non-numerical symbols.
For example, "ten thousand" should be entered as 10000 or 10000.00 but not 10,000 or 10,000.00 or $10,000.
Enter monthly amounts for all income and expense items. For example, if your gross annual salary is $48,000, enter your "Salary/wages" as 4000. Enter the loan term in years.
Enter the interest rate as the following examples show: 8, not .08 or 8%; 7.5, not .075 or 7.5%. |
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Get Prequalified:
If you are buying or refinancing a home
- If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
- If you own rental property, please provide rental agreements and two years tax returns.
- If you wish to speed up the approval process, please also provide two months bank statements for each bank account, stock and mutual fund account.
- Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
- Please provide a copy of the note on your first mortgage. This will normally be found in your closing loan documents.
- Please provide a signed letter explaining what you plan to do with the proceeds.
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