:: Pacheco Realty & Financial Services

LOAN PROCESS

APPLY ONLINE

LOAN PROGRAMS

PRE-QUALIFY

ONLINE FORMS

CALCULATORS

The forms below are basic forms that may be used in the mortgage application process. To learn more about each individual form, please contact us.

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Loan Applications:

Loan Application (1003)

Individual/Joint Credit Addendum

Loan Application (1003) - Spanish

Individual/Joint Credit Addendum - Spanish

Other Forms:

Borrower Signature Authorization

Mortgage Loan Origination Agreement

Tax Transcripts Requests

Truth-In-Lending

Truth-In-Lending Section 32 Disclosure

Disclosures:

Credit Score Information Disclosure

Equal Credit Opportunity Act Disclosure

Fair Lending Notice Disclosure

Right to Receive Appraisal

State-Specific Forms:

CA Mortgage Loan Disclosure Statement / Good Faith Estimate

CA Real Estate Agency Disclosure


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A short sale is a long process. Does that sound contradictory? Not really. “Short” refers to a sale where the amount owed is less than the value of the home – hence, the sale proceeds are “short” to cover the mortgage. “Long” refers to the length of time involved in getting the short sale approved by the lender...

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