:: Pacheco Realty & Financial Services

SHORT SALE
	Quantifying short sale times New law protects homeowners from short sale deficiencies Homeowners & Short Sale - what's the first step HAFA Short Sales - Fact Sheet Basic FAQs about short sale
FORECLOSURE
	Disclosures to look for (or not to look for) in bank-owned properties Cash for Keys and new tenant rights Foreclosure...are there other options? Foreclosure Timeline Is foreclosure inevitable? Face it, accept it, and move on…
HOME BUYING
	“What do I do with all that information?”…or why you need a real estate agent Down Payment: Putting in less than what you offered Why you should avoid funding on a Friday The hurdles of making an offer Low-priced REOs lead to bidding wars One-story home or two-story home? Strategize your purchase offers After the home buyer tax credit incentives, what tax benefits are there for home buyers? Can you buy a home on someone else’s credit? Documents to prepare when you apply for a mortgage Things to consider in choosing your home warranty
HOME SELLING
	Open House success - It’s not really about luck, it’s about preparations When do you send a Notice to Buyer to Perform? How do you handle multiple offers? Who takes the bite when your house doesn't sell? Sellers: Why disclose?...Why not? It’s time to remove the contingencies. What contingencies? What will it take to sell your home? Or why did your listing expire? Please don’t cancel your PG&E account yet!
MISCELLANEOUS
	Homes near electric towers – is it really a drawback? Re-casting your mortgage – how does it work? Transferring title does not release you from your mortgage Who owns the lot on my condo? My home is in a flood zone – what does it mean? Property Taxes - What it means to you. Understanding Property Transfer Tax When problems arise, do you have your documents intact?

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